Legacy bank
Opening a personal bank account through Legacy Bank is a simple process that allows you to securely manage their finances. To open an account, visit a bank branch or call (276) 935-8111 for more information. Choose the type of account that suits your needs, such as a checking or savings account. Enjoy the convenience of banking services like deposits, withdrawals, and online banking. Our team of professionals will be happy to assist you or answer any questions you may have.
![LBA_Personal_Checking_2](https://mylegacybank.net/wp-content/uploads/2024/03/LBA_Personal_Checking_2.jpg)
Bank with Us
Legacy Bank, in Virginia, offers banking solutions including checking accounts, savings accounts, mortgages, auto loans, and more. Bank online, with our mobile app, or visit one of our conveniently located branches.
Let’s find how Legacy Bank can best serve you.
![LBA_Personal_Checking_v2](https://mylegacybank.net/wp-content/uploads/2024/03/LBA_Personal_Checking_v2.jpg)
Your Bank. Your Future.
Opening a checking bank account at Legacy Bank is a seamless process that offers numerous benefits. Start by visiting any of our conveniently located branch. Our friendly staff will guide you through the process.
Once your checking account is open, you can enjoy a range of features, including writing checks, making electronic transfers, and using a debit card for purchases. Our bank also offers convenient online and mobile banking services, allowing you to manage your account anytime, anywhere. Rest assured, our account terms and fees are transparent, and our dedicated customer support team is available to assist you with any queries or concerns.
Checking Benefits
Hometown Personal Checking
Hometown Interest Checking
Hometown Money Market
Minimum to Open
$20
$100
$2,500
Transaction Limitation
No
No
No
Minimum Balance Requirements
No
$500 A
$2,500 A
Minimum Balance Fee
No
$3 B
$3 C
Interest Bearing
No
D
E
Monthly Service Charge
Avoid $2 paper statement fee (per statement cycle) with E-Statements
Avoid $2 paper statement fee (per statement cycle) with E-Statements
Avoid $2 paper statement fee (per statement cycle) with E-Statements
B – $3 minimum balance fee if account falls below $500
C – $3 minimum balance fee if account falls below $2,500
D – Interest compounded and credited monthly
E – Interest rate is tiered, variable and compounded and credited monthly
Free Online Banking
Instant Issue Debit Card
Free Mobile Banking
Free E-Statements
Free Visa Debit Card
Unlimited Withdrawals
Mobile Deposit Capture
Free Tele-Banking
Your Bank. Your Future.
Opening a savings bank account at Legacy bank is a straightforward process. Visit any of our conveniently located branches, providing identification, proof of address, and your social security number. Enjoy the benefits of saving, earning interest, and accessing convenient online and mobile banking services.
Statement Savings
- $20 minimum to open
- Free ATM card
- No minimum balance required to earn interest
- Free E-Statements
- Free online and mobile banking
- Free mobile deposit capture
- Interest is compounded and credited to your account semi-annually
Super Statement Savings
- $200 minimum to open
- Free ATM card
- $3 minimum balance fee if account falls below $2,500
- Free E-statements
- Free online and mobile banking
- Free mobile deposit capture
- Interest rate tiered, variable, compounded and credited monthly
Certificates of Deposit
- $500 minimum to open
- Terms vary from seven (7) days to 60 months
- Tiered interest rates based on term
- Interest can be compounded, deposited into another account at the bank or you may elect to receive your interest check by mail
- Interest can be paid to you monthly, quarterly, semi-annually, or at maturity
Individual Retirement Account (IRA)
- $50 minimum to open
- 1-5 years maturity
- Traditional fixed or variable rate
- Interest compounded and credited quarterly
- Optional distribution at age 59 1/2; mandatory distribution at age 72
- Penalties for early withdrawal may be imposed
![LBA_Personal_Savings](https://mylegacybank.net/wp-content/uploads/2024/03/LBA_Personal_Savings-1.jpg)
Issued by ServisFirst Bank
The Personal Platinum Visa® Card from Legacy Bank lets you choose between a full 1% cash back or the buying power of Platinum benefits.
- Accepted worldwide at over 25 million retail locations and 1 million ATMs.
- EMV smart chip technology for added security
- Cash back is earned on all purchases. There are no spending tiers or minimums.
- 0% intro APR on purchases and balance transfers for the first seven billing cycles after account opening.
- After that, a variable APR, for Platinum cash back and Platinum accounts based on the New York Prime Rate as published in the Wall Street Journal.
Manage Your Expenses
- Track purchases on itemized statements
- Get extra cards for additional users
- Make purchases around the world
Access Your Account 24 Hours a Day
- Oversee all of your activity at a glance
- Manage payment options and transactions
- Update your payment information
- Set account alerts to track payments and balances
- Manage your account, anytime, anywhere
ServisFirst Bank is the credit card issuer. All applications subject to ServisFirst Bank’s Underwriting guidelines.
![LegacyBank_Mockups_CreditCard_v2_031921-e1616521247715 (1)](https://mylegacybank.net/wp-content/uploads/2024/03/LegacyBank_Mockups_CreditCard_v2_031921-e1616521247715-1.png)
“We have never had any issues and the customer service is always nice and friendly and always very helpful.”
— Valerie (Google Review)