Your Bank. Your Future.
Borrowing at Legacy Bank
We offer a variety of borrowing options to meet your financial needs. Whether you need a personal loan, mortgage, or business loan, Legacy Bank provides competitive rates and flexible terms. Apply today and experience the convenience of borrowing at Legacy Bank.
Bank with Us
Legacy Bank, in Virginia, offers banking solutions including checking accounts, savings accounts, mortgages, auto loans, and more. Bank online, with our mobile app, or visit one of our conveniently located branches.
At Legacy Bank, we understand that life can throw unexpected expenses your way. That’s why we offer personal loans to help you bridge the gap and achieve your financial goals. Our personal loans come with competitive interest rates and flexible repayment terms, making it easier for you to manage your monthly budget.
Whether you need funds for home improvements, debt consolidation, or a dream vacation, Legacy Bank has you covered. Our experienced loan officers will guide you through the application process and tailor a loan solution that fits your unique needs. With quick approval and efficient processing, you can get the funds you need in no time. Trust Legacy Bank for all your personal loan needs and take control of your financial future. Apply today and experience the convenience and reliability of borrowing at Legacy Bank.
New/Used Auto
Boat, Camper, ATV, UTV
Home Improvement
Mobile Home
Savings/Certificate of Deposite Secured
Vacation
Residential Mortgage
Debt Consolidation
At Legacy Bank we want to help our local businesses meet their financial goals. If your business is in need of a new piece of equipment, a company truck, or buying real estate, whatever your needs may be Legacy Bank has a solution.
Legacy Bank is proud of the fact that all of our business loans are made in-house by our local and experienced lending team.
Sample Loan Line-Up:
- Equipment & Machinery
- Auto/Truck
- Commercial Real Estate
- Rental Property
- 1-4 Family Residential
- Working Capital Lines of Credit
- Letters of Credit
We encourage you to stop by one of our local branches or call us at (276) 935-8111 and one of our loan officers will be glad to assist your with your loan request!
Beneficial ownership refers to the individuals who ultimately own or control a company or asset, even if their names are not listed on official documents. Effective January 1, 2024, many companies in the United States must report information about their beneficial owners—the individuals who ultimately own or control the company—to the Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of the Treasury.
Buying your first home or a vacation home is so exciting and can be scary all at the same time. So much to think about: should I choose a fixed rate or an adjustable rate? Mortgage loans can be cumbersome and sometimes complex, but Legacy Bank our friendly and experienced mortgage lenders will lead and guide you through every step of the loan process. We will work overtime to make your mortgage loan experience a successful and pleasant process.
Sample lineup of our mortgage products:
- Fixed rate mortgages
- Adjustable rate mortgages (ARM)
- Construction to permanent mortgages
- Secondary/Vacation Loans
- Land loans
- Manufactured home loans
- Investment/rental property loans
“Wouldn’t consider banking anywhere else. Great people. Great service!”
— Matt (Google Review)